Plan Design

Today’s retirement plans are evolving to support employees beyond traditional savings. Learn how these changes are impacting businesses and their employees.

Business owners often treat retirement and exit planning separately. Learn how aligning both can improve taxes and business goals.

A downloadable PDF that compares the plan features for the 4 common types of plan designs used by small businesses.

Confirming ownership with RMS every year—even when nothing has changed—helps protect your retirement plan, reduce risk, and ensure continued compliance without surprises.

A brief description of the mechanics of cross-testing and some general guidelines on which employers are good candidates for this plan design.

When designing a defined contribution plan, it is important to understand how the various types compare.

Investors believe it is beneficial to invest early in the market, but is that the best option for a participant deferrals?

The IRS requires document restatements every 6 years, take advantage of this and update your plan design during restatement!

After weighing all the advantages and disadvantages, and further discussing it with their advisors, many employers decide not to allow loans for several reasons.

Company retirement plans offer many benefits to employers and employees.